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Who Is Eligible Reading Answers

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Sayantani Barman

Experta en el extranjero | Updated On - Jan 18, 2023

Who Is Eligible Reading Answers contains a write up about the housing benefits and its eligibility. Who Is Eligible Reading Answers contains a total of 8 paragraphs. Related to the paragraphs are 7 questions. Candidates in this IELTS Section will be shown various question types with clear instructions.The paragraphs mention the details regarding the eligibility criteria of the housing benefit. Also, the method it is paid and to whom it is paid.

Who Is Eligible Reading Answers is an IELTS Reading passage which comprises one type of question: Complete the statement. To answer and complete the statements, candidates must read the paragraph thoroughly. Also, the important details must be remembered. Interpretation of each paragraph separately is important. The answer must not exceed more than two words. To gain proficiency, candidates can practice from IELTS reading practice test.

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Section 1

Read the Passage to Answer the Following Questions

Who Is Eligible Reading Answers

Housing Benefit

  1. Who is eligible

    You may get Housing Benefit if you pay rent and your income and capital (savings and investments) are below a certain level. You could qualify if you are out of work, or in work and earning a wage.
    Use the online benefits adviser to get an estimate of the benefits, including Housing Benefit, you may get.

  2. Who isn't eligible

You can't usually get Housing Benefit if:

  • you have savings of over £16,000, unless you are getting the 'guarantee credit' of Pension Credit
  • you live in the home of a close relative
  • you're a full-time student (unless you're disabled or have children)
  • you're an asylum seeker or are sponsored to be in the UK
  1. Other restrictions
    If you live with a partner or civil partner only one of you can get Housing Benefit.
    If you're single and aged under 25 you can only get Housing Benefit for bed-sit accommodation or one room in shared accommodation.
  2. How to check eligibility
    If you think you may be eligible for Housing Benefit, the following link will let you enter details of where you live and then take you to your local authority website where you can find out more.
  • Check your eligibility for Housing Benefit with your local councilOpens new window

  1. Important changes for people receiving Child Benefit
    Child Benefit is no longer counted as income when working out how much Housing Benefit or Council Tax Benefit you can get.
    This means that some people currently receiving Housing Benefit and Council Tax Benefit payments will receive more benefit with which to pay their rent and council tax.
    In addition, some low income families may now get Housing Benefit and Council Tax Benefit as a result of this change. If you think you may now be entitled, contact your local council.
  2. How much do you get?
    If you rent a property or room from a private landlord, your Housing Benefit will be calculated with the Local Housing Allowance rules.
    If you live in council accommodation or other social housing, the most Housing Benefit you can get is the same as your 'eligible' rent.
  3. What is 'eligible' rent?

Eligible rent includes:

  • rent for the accommodation
  • charges for some services, such as lifts, communal laundry facilities or play areas

Even if it's included in your rent, you won't get any Housing Benefit for:

  • water charges
  • charges for heating, hot water, lighting, or cooking
  • payments for food or fuel in board and lodgings or hostels
  1. How it's paid
    If you are a council tenant, your council will pay any Housing Benefit straight into your rent account.
    If you're not a council tenant, your Housing Benefit will be paid:
  • to you by cheque
  • by Direct Payment into your bank or building society account

Contact your council if you're worried about how the Housing Benefit is paid.

Section 2

Solution and Explanation

Question 1-7

Complete the sentences below.

Choose NO MORE THAN TWO WORDS and/or a NUMBER from the text for each answer.

  1. If your savings are more than £16,000, you 1………………… receive Housing Benefit.

Answer: Can’t
Supporting Statement: You can't usually get Housing Benefit if: you have savings of over £16,000, unless you are getting the 'guarantee credit' of Pension Credit
Keywords: housing benefit, guarantee card
Keyword Location: Paragraph 2
Explanation: As per paragraph 2, it has been stated that If one has savings of more than £16,000, one typically cannot receive Housing Benefit unless one is receiving the "guarantee credit" of Pension Credit. Thus, the answer is Cn’t as per the explanation provided.

  1. You may get Housing Benefit if you are a full-time student with 2………………… .

Answer: Children
Supporting Statement: you're a full-time student (unless you're disabled or have children)
Keywords: full-time student, disabled or children.
Keyword Location: Paragraph 2
Explanation: As clearly mentioned in paragraph 2, one can not get housing benefit if attending classes full-time but can get housing benefit unless one has a disability or children. So, the correct answer is children.

  1. When calculating Housing Benefit, Child Benefit is not 3……………..any more.

Answer: Counted
Supporting Statement: Child Benefit is no longer counted as income when working out how much Housing Benefit or Council Tax Benefit you can get.
Keywords: Child benefit, no longer counted
Keyword Location: Paragraph 5
Explanation: As per paragraph 5, it has been mentioned that when determining how much Housing Benefit or Council Tax Benefit one can receive, Child Benefit is no longer considered income. So, the correct answer is Counted.

  1. The change to Child Benefits means that some 4…………………families may get more benefits.

Answer: Low Income
Supporting Statement: In addition, some low income families may now get Housing Benefit and Council Tax Benefit as a result of this change. If you think you may now be entitled, contact your local council.
Keywords: Low income families, housing benefit
Keyword Location: Paragraph 5
Explanation: As per paragraph 5, it has been stated clearly that additionally, as a result of this adjustment, certain low-income households might now qualify for Housing Benefit as well as Council Tax Benefit. Get in touch with your local council if you believe you may now be eligible. Thus, the correct answer is low income.

  1. Children's 5……………………. are included in 'eligible' rent.

Answer: Play Areas
Supporting Statement: Eligible rent includes: rent for the accommodation and charges for some services, such as lifts, communal laundry facilities or play areas
Keywords: eligible rent, play areas.
Keyword Location: Paragraph 7
Explanation: As mentioned in paragraph 7, rent for the residence and fees for certain services, such as use of elevators, common laundry facilities, or play spaces, are considered to be eligible rent. Thus, the answer is play areas.

  1. Housing Benefit will be paid into your 6…………………..if you are a council tenant.

Answer: Rent Account
Supporting Statement: If you are a council tenant, your council will pay any Housing Benefit straight into your rent account
Keywords: council tenant, housing benefit
Keyword Location: Paragraph 8
Explanation: As per paragraph 8, it has been mentioned that Any Housing Benefit will be paid directly into your rent account if you are a council tenant. So, the correct answer is rent account as per the explanation provided.

  1. If you are not a council tenant, payments can be made by Direct Payment or 7………….

Answer: By Cheque
Supporting Statement: If you're not a council tenant, your Housing Benefit will be paid: to you by cheque or by Direct Payment into your bank or building society account
Keywords: Council tenant, cheque or direct payment
Keyword Location: Paragraph 8
Explanation: As per paragraph 8, it has been stated that housing Benefit will be paid to you in the mentioned ways if you aren't a council tenant: by cheque; by direct deposit into your bank or building society account. So, the correct answer is By cheque.

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*The article might have information for the previous academic years, please refer the official website of the exam.

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