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XIMB, Bhubaneswar

Bhubaneswar, Odisha
Private College
XIMB Campus
XIMB Campus

XIMB Quick Intro

  • XIMB PGDM: XIMB has released its shortlist for the WAT and GDPI. The list of selected candidates will be released in April, 2023.
  • XIMB EPGDM Admission 2023: XIMB is inviting applications for its One-Year Executive PGDM Program for the academic session 2023-24. The last date to apply for the same is March 31, 2023. The application fee to apply for the EPGDM Program is INR 1000. Interested candidates can apply on the official website @epgdm.xim.edu.in/apply.
  • XGMT: Results were released on 3 February, 2023. Students can download their scorecard through the official website.
  • XIMB PG Admission 2023: XIMB Admissions for the MURP, MA-MC, MPPG, and MSc in Economics courses are also open. The admission will be done based on a personal interview conducted by the university. Candidates can apply till April 30, 2023, on the official website- @apply.xim.edu.in/.
  • XIMB PhD Admission 2023: XIMB PhD Admission is also ongoing for the academic session 2023-24. Candidates will be selected based on their academic records and SOPs. Candidates will also have to pass a university-level entrance exam (X-RAT) followed by a PI and Presentation. Candidates who have qualified the UGC-NET are exempted from the X-RAT. The last date to apply is February 28, 2023. Candidates can apply @applyphd.xim.edu.in/
  • XIMB Rankings: XIMB has been ranked 10th among private colleges by IIRF Ranking 2023.

XIMB (Xavier Institute of Management Bhubaneswar) established in 1987, has been recognized as a premier business school with a legacy of 30 years. Since 2013, XIMB has been a constituent business school of Xavier University, Bhubaneswar. XIMB was ranked 46th by NIRF 2023 among the top management institutes in India. XIMB is known for its flagship MBA program. XIMB Intake is 356 students. 

XIMB MBA admissions are based on exams like XAT/ CAT/ GMAT/ X-GMT, followed by a Written Ability Test, Group Discussion, and a Personal interview. XIMB MBA fees are INR 20.9 lakhs for 2 years. XIMB has recorded a 100% placement in 2024 with an average package of INR 19.53 LPA and the highest package of INR 30 LPA.

XIMB Highlights

The basic highlights of XIMB are as follows:

Particulars Statistics 
Established Year 1987
Campus Size 55 acres
PGDM Fees INR 20.9 lakhs
PGDM Intake 356
Ranking 2023 46
Number of Courses 4
Number of Faculty 49
Highest Package 2024 INR 30 LPA
Total Recruiters Microsoft, Jio Digital Life, Capgemini, Adani, Amazon, TATA Steel, etc

XIMB Important Dates 2024

MBA
Events Dates
Last Date to Apply for MBA / EMBA January 22, 2024
X-GMT Exam Date January 28, 2024
Offer Letter April 2024
Commencement of MBA Program 3rd Week of June 2024
Commencement of E-MBA Program 1st Week of July 2024
Read More
EMBA Events Dates
Last Date to Apply March 31 2024

XIMB Fees 2024

XIMB MBA fees are INR 20.9 lakhs for 2 years. The following table represents the XIMB fees for various courses:

Courses Fees
MBA BM INR 20.9 lakhs (2 years)
EMBA BM INR 15.20 lakhs (1 year) 
EPGDM-VIL INR 3.54 lakhs

XIMB Courses 2024

XIMB offers MBA, Executive MBA, and Doctorate courses. The highlights of some of the major courses are mentioned below:

Courses Program Details 
MBA BM Intake: 356 Eligibility: Bachelor’s degree with 55% marks Selection Criteria: XAT/ CAT/ GMAT/ X-GMT + WAT + GD & PI
EMBA BM Eligibility: Bachelor’s degree with 55% marks and 3 years of work experience. Selection Criteria: XAT/ CAT/ GMAT/ X-GMT + WAT + GD & PI
EPGDM-VIL Eligibility: Bachelor’s degree with 50% marks and 3 years of work experience. Selection Criteria: Virtual Collaboration Challenge + Virtual Interview. 

Check: XIMB detailed Courses & Fees

 

XIMB Admission 2024

XIMB MBA admissions are based on exams like XAT/ CAT/ GMAT/ X-GMAT, followed by a WAT, GD, and PI. XIMB MBA admission process includes the following stages mentioned below

Admission Stage Description 
Registration The candidates will have to register at XIM University for the MBA program.
X-GMT The applicants will have to appear for the X-GMT test conducted by XIMB if they have not appeared for XAT/ CAT/ GMAT. 
Selection Process The candidates will be shortlisted for the Written Ability Test, Group Discussion, and Personal Interview, conducted in Bangalore, Bhubneshwar, Delhi, Hyderabad, Kolkata, and Mumbai. 
Final Selection The final selection will be based on the overall performance of the candidates. Past academic records and work experience will also be considered.
Admission Offer The selected candidates will be informed through mail.

Check: XIMB detailed Admission

XIMB Cut off 2024 (Expected)

XIMB CAT cut-off is expected to be 91 percentile and for XAT is expected to be 88 percentile as per the previous year's trends.

Exams Cut-off
CAT 91
XAT 88

Check: XIMB detailed Cut-off

XIMB Placements 2024

XIMB placement 2024 concluded with a 100% placement record. A total of 99 recruiters participated to hire the batch of 350 students. XIMB highest package stood at INR 30 LPA and the XIMB average package stood at INR 19.53 LPA.

Particulars Placement Statistics 2024
Placement Percentage 100%
Batch Size 350
Total Recruiters 99
New Recruiters 46
Highest Package INR 30 LPA
Average Package INR 19.53 LPA
Median Package INR 18.37 LPA
Roles Offered Product Manager, Program Manager, Operations Leader, Portfolio Manager, Risk and Financial Advisory, State Head-Operations, etc. 
Most Recruiting Sector BFSI and Consulting
Top Recruiters Microsoft, Jio Digital Life, Capgemini, Adani, Amazon, TATA Steel, etc.

XIMB placement statistics for the last 3 years are mentioned in the table below:

Year Highest Package Average Package
2023 INR 71.50 LPA INR 20.03 LPA
2022 INR 32.21 LPA INR 17.54 LPA
2021 INR 24 LPA INR 15.15 LPA
2020 INR 26 LPA INR 15.42 LPA

Check: XIMB detailed Placement Report

XIMB Rankings 2024

XIMB was ranked 35th by NIRF 2023 among the top management institutes in India. The other XIMB ranking is mentioned in the table below:

Ranking Body Year Category Rank
NIRF 2023 Management 46
IIRF 2024 Top B-School (Private) 6
Business Today 2023 B-School 20

Check: XIMB detailed Ranking 

XIMB Vs IMT Ghaziabad Vs NMIMS 

A comparison among the top 3 management institutes i.e, XIMB, IMT Ghaziabad, and NMIMS Mumbai are mentioned below:

Particular  XIMB IMT Ghaziabad NMIMS
NIRF Ranking 2023 46 38 21
Established Year 1987 1980 1981
Campus Area 55 acres 14 acres 172 acres
Intake 356 360 600
Admission Process XAT/ CAT/ GMAT/ X-GMT + Written Ability Test + Group Discussion + Personal Interview CAT/ XAT/ GMAT + Personal Interview NMAT + WAT + WATSON GLASER Test + Personal Interview
Cut-off 91 percentile 90 percentile 86 percentile
MBA Fees 20.9 Lakhs INR 21.53 Lakhs INR 23.90 Lakhs
Highest Package  INR 30 LPA (2024) INR 65.6 LPA INR 57.65 LPA
Average Package INR 19.53 LPA (2024) INR 17.35 LPA INR 23.07 LPA
Scholarship  30% of the course/tuition fee, is given to the topper Scholarship available for female candidates, and Tuition Fee Waiver for eligible candidates. Scholarships are available for economically weaker students who have a family income less than INR 6 lakh per annum.

Life at XIMB

Life at XIMB is a vibrant blend of class lectures, study sessions, management fests, and competitive sports meets. XIMB offers an intense academic rigor, but life here is a hectic yet heady concoction of work and play. All the programs offered by XIMB are residential, so both the freshers and seniors live together and support each other as a family.

XIMB Campus

XIMB offers a lush green campus with all the best facilities. The two-year program teaches the students everything they need to become responsible managers and that includes nuances of time management, meeting deadlines, the importance of prioritization, and handling pressure without losing your cool. 

Read More: Life at XIMB

XIMB FAQs

Ques. Does XIMB have 100% placement?

Ans. In the 2024 placement drive, XIMB has shown 100% placement. 

Ques. What percentile is required for XIMB?

Ans. XIMB requires at least 91 percentile in CAT/ XAT/ X-GMT or a score of 550 in GMAT.

Ques. What is the rank of XIMB?

Ans. XIMB has been ranked 46th by NIRF 2023 among the top management institutes in India.

Ques. What is the average salary after an MBA from XIMB?

Ans. The average salary of XIMB is INR 19.53 LPA in the 2024 placement drive. 

Ques. What is the highest package of XIMB?

Ans. The highest package of XIMB is INR 30 LPA in the 2024 placement drive. 

Ques. Can I get direct admission to XIMB?

Ans. Admission into XIMB is based on exams like XAT/ CAT/ GMAT.

Ques. Who can apply to XIMB MBA?

Ans. Those with a Bachelor’s degree with 55% marks are eligible to apply for the XIMB MBA program. 

Ques. How are placements in XIMB?

Ans. XIMB placement 2024 was concluded with a 100% placement record. A total of 99 recruiters visited to hire the batch of 350 students. The highest package stood at INR 30 LPA and the average package stood at INR 19.53 LPA. Most of the offers were made in the BFSI and Consulting sector. The key roles offered to the students are Product Manager, Program Manager, Operations Leader, Portfolio Manager, Risk and Financial Advisory, State Head-Operations, etc. 

Ques. What is the fee structure of XIMB?

Ans. The tuition fee for the XIMB MBA program is INR 20.9 lakhs for 2 years. 

Ques. Is the hostel fee included in the XIMB fees?

Ans. The total fee of INR 20.9 lakh is just the tuition fee of XIMB. It does not include the hostel charges. 

Ques. Is it mandatory to stay in the XIMB hostel?

Ans. Yes, a hostel is mandatory at XIMB because the MBA program offered by XIMB is a residential program. 

Ques. What are the hostel fees of XIMB?

Ans. The hostel fee is INR 97,000 for those opting for a single room and INR 70,000 for twin-sharing rooms.

Ques. How many seats are there in XIMB?

Ans. The intake for the XIMB MBA is around 360. 

Ques. How are candidates selected for the MBA program at XIMB?

Ans. The candidates are firstly shortlisted for the MBA program based on the entrance exams like CAT/ XAT/ GMAT. Then the shortlisted candidates will have to appear for the selection process which includes the Written ability test, Group discussion, and a Personal interview.

Ques. What are the exams accepted by XIMB for MBA admission?

Ans. XIMB accepted CAT/ XAT/ GMAT exams for admission into the MBA program. 

Ques. Who is eligible to apply for the EMBA program at XIMB?

Ans. Candidates with a bachelor’s degree with 55% marks and 3 years of work experience are eligible to apply for the EMBA program at XIMB.

Ques. Is it necessary to appear for the X-GMT admission test for admission into the XIMB MBA program?

Ans. No, it is not mandatory to appear for X-GMT for admission into the MBA program at XIMB. if the candidates have appeared for CAT, XAT, or GMAT, they will be exempted from the X-GMT. 

Ques. How can I apply for the MBA program at XIMB?

Ans. The candidates will have to fill out the application form at the XIM University website i.e., www.xim.edu.in, with all the required details and pay the application fees.

Ques. Where will the WAT, GD, and PI for MBA admission in XIMB take place?

Ans. The WAT, GD, and PI will be held in Bangalore, Bhubaneswar, Delhi, Hyderabad, Kolkata, and Mumbai.

Ques. When will the MBA program at XIMB start?

Ans. The MBA program at XIMB will start in the third week of June 2024.

Ques. What is the validity of the exams accepted by XIMB for MBA admission?

Ans. XIMB will accept the scores of CAT 2023, XAT 2024, X-GMT 2024, and GMAT 2023 or 2024.

Ques. What is X-GMAT XIMB?

Ans. X-GMT (XIM General Management Aptitude Test) is an online admission test conducted by XIM University for admission into MBA, MBF, and executive MBA programs. It is conducted in different locations i.e., Bengaluru, Bhubaneswar, Hyderabad, Kolkata, Mumbai, and New Delhi.

Ques. How can I opt to take X-GMT for MBA admission?

Ans. One can apply for X-GMT by opting for the MBA program through the X-GMT test option in the Program and Test section of the online application form for admission to various programs of the University. 

Ques. What is the pattern of X-GMT?

Ans. The X-GMT test is a multiple choice, online aptitude test, which consists of quantitative ability, verbal ability & logical reasoning, data interpretation, general awareness, and emotional quotient sections. 

Ques. When was X-GMT held in 2024?

Ans. X-GMT 2024 was scheduled to be held on Sunday, January 28, 2024.

Ques. How does the admission waiting list function in XIMB?

Ans. Candidates who are placed on the waiting list, need to indicate acceptance of the waitlist offer by paying a certain amount as indicated in the offer letter (which will be adjusted with the course fee, if converted, otherwise the total amount will be refunded). 

Ques. Where will I get information about the final selection at XIMB?

Ans. Selected candidates will be notified by email (to primary Gmail ID) and letter (to present address) individually. Also, candidates can check their status (whether selected/waitlisted/not selected) from the XIMB website.

Ques. Are there any specific norms for Odisha domicile candidates during the selection process at XIMB?

Ans. There may be separate sets of cut-off marks on the XAT/CAT/GMAT/X-GMT/NMAT score for the candidates who are residents of the state of Odisha.

Ques. Can I defer my admission at XIMB?

Ans. No, there is no provision to defer the admission. The offer letter will mention the conditions for accepting the admission offer.

Ques. What is the EPGDM-VIL program at XIMB?

Ans. It is a one-year Executive PGDM Program specifically designed for working executives and practicing managers, who are aspiring to become business leaders of tomorrow. 

Ques. What is the selection process for the EPGDM-VIL program at XIMB?

Ans. The candidates are selected for the EPGDM-VIL program based on the virtual collaboration challenge and virtual interview.

Ques. What is the fee for the XIMB EPGDM-VIL program?

Ans. The EPGDM-VIL program fee at XIMB is INR 3.54 lakhs for 1 year.

Ques. Who is eligible to apply for the XIMB EPGDM-VIL program?

Ans. The candidates who have completed graduation with a minimum of 50% marks and 3 years of work experience in managerial or administrative roles are eligible to apply for the EPGDM-VIL program.

Ques. Who can apply for a PhD program at XIMB?

Ans. Candidates applying for the full-time PhD program at XIMB should have a Master’s degree with 60% marks or a 4-year Bachelor’s degree with at least 75% marks.

Ques. How are candidates selected for the PhD program at XIMB?

Ans. The candidates will be shortlisted based on their academic record and SOP. The shortlisted candidates will have to appear for the XIM Research Aptitude Test (X-RAT), Subject test, Presentation, and Personal Interview. 

Ques. Is there an age limit to apply for a PhD program at XIMB?

Ans. No, there is no age limit to apply for a PhD program at XIMB.

Ques. Do I need the experience to apply for a PhD program at XIMB?

Ans. No, work experience is not mandatory for the PhD program at XIMB. 

Ques. Does XIMB offer PhD in distance mode?

Ans. No, XIMB offers PhD in full-time and part-time mode, but not in distance learning mode.

Ques. What is the PhD application fee at XIMB?

Ans. The PhD application fee at XIMB is INR 1,600.

Ques. Can the candidates who are presently working can apply for the XIMB PhD program?

Ans. Yes, the currently working candidates can apply for the PhD program at XIMB, but they will have to leave the job before joining the course or have to take a sabbatical leave.


Top Courses, Fees & Eligibility

Select degree :
MBAExecutivePh.DExecutive PGDM
Select stream :
Management

Total Fees

21,50,000
Duration2 Year(s)
Exams accepted
Application Date22 Jan 2024
EligibilityGraduation with 55% + CAT/XAT
Cut off-RankingNo Ranking Found

Total Fees

15,20,000
Duration1 Year(s)
Exams accepted
Application Date31 Mar 2024
EligibilityGraduation with 55% + CAT/XAT
Cut off-RankingNo Ranking Found

1st Yr Fees

1,20,000
Duration4 Year(s)
Exams accepted
No Exams Found

Application Date17 Mar 2024
EligibilityPost Graduation
Cut off-RankingNo Ranking Found

1st Yr Fees

1,08,000
Duration4 Year(s)
Exams accepted
No Exams Found

Application Date17 Mar 2024
Eligibility-
Cut off-RankingNo Ranking Found

Total Fees

3,89,400
Duration1 Year(s)
Exams accepted
Application Date31 Mar 2024
EligibilityGraduation with 50%
Cut off-RankingNo Ranking Found

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College Faculty

Basic Information About Faculty

Prof. Ajit Kumar

Associate Professor of Information Systems


Prof. Amar KJR Nayak

Professor of Strategy and General Management


Prof. Amit Ranjan Tripathy

Professor on Contract of Strategy and General Management


Prof. Arun Kumar Paul

Professor of Operations Management and Decision Sciences


Prof. Arijit Mitra

Assistant Professor I of Operations Management and Decision Sciences


Prof. Asit Ranjan Mohanty

Professor of Finance


Prof. Avinash Tripathi

Associate Professor of Marketing

Prof. Bhaskar Basu

Professor of Information Systems

Prof. Bikram Kumar Bahinipati

Professor of Operations Management and Decision Sciences


College Facilities

Basic Information About Facilities

Comp Labs
Sports
Gym
Medical
Cafeteria
Library
Auditorium
Hostel
e-classroom
Wi-FI Campus

Placement

Find Placement Details about XIMB here.

companyAmazon
companyCognizant
companyD. E. Shaw India Private Limited

College Ranking

Ranking of XIMB


In News

Catch All Media Coverage Of This College

XIM hosts The Annual Budget Conclave 2023
New Delhi: XIM Bhubaneswar conducted the Budget Conclave, the eighth annual budget analysis session, hosted by X-FIN – The Finance Association of XIM, in collaboration with the World Trade Centre, Bhubaneswar.  The event at XIM Bhubaneswar was hosted on February 4, 2023 and wa
XIM University Cultural Fest to be Held from Feb 17 to 19 2023
New Delhi: XIM University, Bhubaneswar will host its annual cultural management festival, named "Xamboree," between February 17 and February 19, 2023. According to the official XIM University statement, the university is organizing the annual fest in association with two other organizations a
XIM University Placement 2023 100 Percent Placement Achieved in Both MBA Business Management and Rural Management Courses
New Delhi: XIM University and School of Rural Management, XIM University has concluded its placement for the batch of 2021-23 with a 100% placement. It was organised for the 35th batch of MBA(Business Management) and 27th batch of MBA(Rural Management).  For MBA (Business Mana
IIRF Releases MBA Ranking 2023 IIM Ahmedabad and IIM Bengaluru Bag Top Position
New Delhi: The Indian Institutional Ranking Framework (IIRF) has published the list of the top business and management schools for the academic year 2023, according to which, IIM Ahmedabad has taken over the top spot this year, followed by IIM Bengaluru and IIM Kolkata in second and third pl

Contact details & location

Get contact details of XIMB

Xavier Square India - 751013
Get Email ContactGet SMS Contact


Ask your question


Answered Questions

XIMB: 143 answered questions

AS

Adarsh Sinha

23 May 22

Yes, it is worth applying for XIMB. It has a good reputation in the industry as well as among academicians. XIMB follows a strong pedagogy and a placement record. According to the highlights, XIMB placements 2022 concluded with an average CTC of INR 17.54 LPA. 

Xavier brand name is widely reputed and offers many advantages. 

...Show More

AB

Akashdeep Banerjee

15 Mar 22

For their BM and HRM program, XIMB takes admission through CAT/GMAT/XAT/XGMAT. According to the cutoff trends of last few years, the required CAT cutoff for 2022 is 92. While XIMB cutoff for XAT 2022 should be around 92-94

The institute doesn’t accept IIFT examination scores for admission.

...Show More

SB

Sampriti Banerjee

24 Mar 22

XIMB is a great option for Finance and Systems. Business Management is their flagship program. All major banks and IT companies recruit from the institute. The institute offers a high ROI. XIMB placement highlight of 2021 reports an average CTC of INR 15.51 LPA. and the highest CTC of INR 24 LPA. 

NMIMS is good for Marketing or Sales. It has a well-established alumni base across FMGC majors. 

Overall, XIMB is better. It offers an enviable campus experience in terms of academics, case-study-based learning, peer interaction, social life, sports, extra-curricular, fests.

...Show More

AB

Aritra Banerjee

01 Apr 22

MHROD Delhi is comparably better for an MBA in HR. It is located on the north campus of Delhi University and surrounded by the industrial belt in Delhi NCR. Due to the locational advantage, the institute attracts many top MNCs. DSE offers high ROI for their MBA course. Their HRM program is one of a kind. DSE also has a smaller batch size. 

...Show More

AG

Akriti Gupta

05 May 22

For Marketing, IMT Ghaziabad is a slightly better choice. Around 40% of students got placed in the marketing sector during IMT Ghaziabad placements 2022. While the percentage of students getting placed in the marketing sector at XIMB is 14% only. According to the placement highlights, 7% of students from IMTG were recruited in FMCG sector. For XLRI, the corresponding figure was 4%. 

Adobe, Accenture, HCL, Barclays, etc. are some of the major recruiters in the marketing domain at IMTG. 

XIMB batch profile includes mostly engineers and almost 50% of the batch strength is from one state. So, there’s a lack of diversity and the networking opportunities are limited. Whereas, for IMTG, around 52% of the batch are from a non-engineering background and the students are from all across the country. 

IMT Ghaziabad enjoys a locational advantage as well. Since it is located at the industrial hub of Delhi NCR. 

...Show More

AS

Arka Sengupta

28 Jun 22

It depends on your expectation. As per the XIMB placement highlights the median CTC offered for MBA BM is around 15 LPA. PWC, Deloitte, GAIL, HSBC, Royal Bank of Scotland, etc. are some of the major recruiters to take part in the campus drive. In terms of academic rigor, student crowd, faculties, and alumni base, XIMB is a great B-School. It ranks in the same cluster as new IIMs, NMIMS, SCMHRD, SIBM Pune, etc. 

...Show More

AD

Arka Dutta

08 Sept 22

There is no such course as XIMB HRM. The HR School of XUB, XAHR, offers the HRM course. Pursuing this degree is certainly worth the money invested. Xavier School of Human Resource Management placements has an average CTC of INR 12.9 LPA. While the highest CTC goes up to INR 22.5 LPA. Many students get salary packages in INR 20 LPA slab. 

The XUB thing hasn’t made any major impacts. The faculty is same, the selection criteria are same, and so is the list of recruiting companies. 

...Show More

ST

Sidharth Thakur

06 Apr 22

XIMB MBA placements 2022 witnessed an average CTC of INR 17.54 LPA

XIMB average package trends for the last few years are as follows. 

Academic Year 

Average CTC 

2021-22

INR 17.54 LPA

2020-21

INR 15.51 LPA

2019-20

INR 15.42 LPA

Compared to 2021, the average package of 2022 had a YoY growth of 15.78%.

...Show More

RS

Rahul Sinha

03 Aug 22

XIMB is the better option. It has a legacy of over 31 years and boasts of an excellent 7500+ alumni base. XIMB alumni are dominating the corporate world all across the globe. 

All major MNCs visit XIMB placements. Students are offered diverse profiles from reputed companies. During the 2022 placement drive, the average CTC offered was INR 17.54 LPA, and the highest CTC offered was INR 32.21 LPA. 

In terms of academics, placements, extracurricular and alumni connections, XIMB is certainly better among these options. 

...Show More

AJ

Arshit Jain

09 Mar 23

Here's a rundown of an XIMB interview experience of a student. This is how the interview went.

  • Program Applied: BM, HR
  • XAT score: 96.86
  • Academic Scores: X/XII/B.Tech - 88.16/70.83/7.38
  • Group Discussion Topic: India should cut diplomatic ties with Pakistan
  • GD Duration: 5-6 minutes
  • WAT Duration: 5 minutes

The student started the GD second after a girl, and three people (including the student) dominated the conversation. After the GD and WAT, the students were asked to sit outside. Interview Duration: 15 minutes.

There were three-panel members, two old professors, and one middle-aged man. The interview panelists were the same for everyone. The middle-aged panelist asked the student to take a seat and AOP asked about the student's CAT/XAT scores. When the student revealed that he only applied through XGMT and not CAT/XAT, the panelists inquired about the student's preference for the BM and HR programs, to which the student answered that BM was his first choice.

The panel asked about the student's interest in HR. When the panelists asked why the student left his job, he answered, and the discussion shifted to his academic scores.

The panelists commented on the student's low academic scores and asked him about the reason for the decline. The student explained that the conversion factor made it look worse than it was, but the panelists pushed back and commented that everyone faced the same issue. The student countered that his semester marks were actually increasing and he enjoyed learning from real-life experiences.

The panelists then asked the student about his other calls, which he revealed. They also inquired about the student's preference if he were to convert all of them, to which the student responded. They then asked the student about his interest in HR and digital marketing, and he provided a detailed explanation. The middle-aged panelist asked the student if he had ever taken a loan, and the student replied that he had not, as his content writing company was small and unregistered. The panel then inquired about loan rates and why fixed deposit rates were low while loan rates were high, and the student explained the concept of banks using the excess amount to fund new loans.

The conversation then turned to the Reserve Bank of India (RBI), and the student could not recall the interest rates it set. The panel asked the student about his thoughts on Nirav Modi and whether his assets should be sold to recover as much as possible. The student replied that his assets should be liquidated to recover as much as possible.

...Show More

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