After doing some research online about these colleges, I got to know some things which might help answer your question.

• Both the colleges will provide you with a degree from Calcutta University. But the brand value varies for both the colleges.
• There will be a huge difference when you will mention Jaipuria college in your CV as compared to Umesh Chandra college.
• This question also depends on what else you want to pursue along with your B.Com degree course.
• If you want to enroll in CA or pursue some other course now or further, then it is suggested you opt for Umesh Chandra college as it is a more lenient college.
• So, Jaipuria College evening is a good option if you want to seriously learn about the subject both theoretically and practically. 

One of my friends is currently pursuing the CA from Jaipuria Evening college. He feels satisfied with the academics till now. So yes you could opt for Jaipuria as well. But ultimately it is your decision so choose wisely.

Some of my friends studied at Bhawanipur college (BESC). According to them it is nothing but just hyped by everyone. 

• If you are getting a chance at Umesh Chandra college opt for it. This will also save you an amount of 1.5 lakhs.
• Moreover, internal marks for BESC students are marked in a single-digit, which is discouraging
• Comparatively the government colleges are better as they mark double-digit marks.
• The internal exams are only conducted for the sake to follow the guidelines of CU.

To know more or check with the information provided ask any BESC alumni, as they can provide you with the intricate details, like the academic life or the performance of the faculty.

I suggest you not opt for Bhawanipur college as this college is not that worth it. 

Like every college, the major admission criteria is good marks. According to some of my friends studying at Umesh Chandra college, here are some things about the institute.

• You just need to score more than 85% in your 12th board exams. This will be good enough to get admission to Umesh Chandra college.
• If you can score 90% or more and you have further plans to pursue CA, CS, CMA, etc. or to prepare for any other competitive exams then Umesh Chandra college will be an ideal college for you aligning to your goals.
• But if you do not have any such plans to pursue and you wish to simply obtain a graduation degree then, it is suggested you consider other options such as Goenka, Jaipuria, or even St.Xaviers, If you have a 92%+ score. 

You can apply to these mentioned institutes for a graduation degree. Umesh Chandra college is a good institute, also the other colleges like Goenka, Jaipuria and St.Xaviers. Ultimately it is your decision, choose what suits your requirements.