Before applying for an MBA program at any institution, be it Chetna College, IIM, or JBIMS, it is recommended that you take the following steps: 

• Thoroughly review the college website and gather information from social media platforms, especially Quora, to understand the college's reputation.
• Ensure that the college you are considering offers a robust curriculum, experienced faculty, state-of-the-art infrastructure, and a strong track record of successful campus placements.
• Reach out to alumni who have completed the MBA program from the college to understand their experiences and career growth.
• Determine if financial institutions are willing to provide loans to support the cost of the MBA program, as students of reputable institutions usually do not face difficulties in securing bank loans.
• Visit the college campus to get a firsthand experience of the college environment and facilities. This step is extremely crucial.

Additionally, it is noted that you are 26 years old and it is mentioned that you did not immediately start working after graduation. The inquiry is made as to what you have been doing since graduation, and if you have spent all of this time preparing for the CAT exam.