The financial management major comprises four concentrations: finance, personal financial planning, real estate, and risk management and insurance. All satisfy the requirements listed below under one of the concentrations. Finance graduates are qualified for corporate financial management positions such as financial analysts, capital budgeting managers, credit managers, or cash control and risk managers; portfolio management positions like securities analysts, account executives, or portfolio manager/analysts; bank management positions include lending officers, marketing officers, or loan analysts; or entrepreneurs running their own businesses. Real estate graduates are employed as appraisers, sales and leasing agents, property managers, developers, and lending officers. Risk management and insurance graduates become underwriters, claims adjusters, and sales managers.