In terms of academics and facilities offered, Cluster University is a decent institute in the region. It is UGC recognized and offers courses in various disciplines. The university offers loan facilities and financial assistance to deserving students. If you are from Jammu, you can consider taking admission at Cluster University. 

It is a UGC recognized university that offers Bachelor, Masters and Doctorate programs. It is co-ed education and provides hostel facilities, with loans from financial institutions. 

According to the reviews online, it is a mediocre institution. There are no proper facilities, labs, washrooms, etc. Students often complain about their syllabus pattern.

The faculty and not much experience in their respective field, are also uncooperative. They tend to not complete the syllabus and students have to study them on their own. Also the labs lack proper equipment and facilities.

If you are from Jammu you can opt to study in this institution, but otherwise try for some other options as well. M.Sc. is considered to be a bit better than the other courses.